We own a riverfront property on a five acre peninsula. We’ve been looking into procurring insurance through FEMA on our land and we’re not even on a flood plane. It’s just us wanting to cross our t’s and dot our i’s if you know what I mean. Reading this, I’m wondering how much it’ll end up costing us. My husband is doing the leg work , but so far he hasn’t been able to receive any concrete numbers as for what coverage would run us.